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Important Information: As COVID-19 is considered a known event, cover restrictions and exclusions will apply for related events or losses. No cover is provided for any claim arising from travel restrictions due to government orders, advisories, regulations, directives, or border closures. No cover is provided for any losses for trip cancellation, trip delay and/or additional expenses due to COVID-19 unless otherwise specified in the Travel Alert available here.

Policy Benefits

A summary of some of the key benefits of Your AIG Travel Insurance policy can be found below. You should be aware that this is a summary of cover only and the Policy is subject to terms, conditions, limits and exclusions that may not suit Your requirements.

All benefits and amounts are payable in Australian Dollars. In some cases sub-limits apply or the benefits may not be available to You.

For more detailed information about the benefits, exclusions, the circumstances under which the benefits are provided and the process of making a claim please read the Product Disclosure Statement and Policy Wording.

A Target Market Determination (TMD) is available for these products and can be found at https://www.aig.com.au/tmd

Schedule of Benefits

 

  Maximum sum insured per trip
Benefits Single Cover for one trip plan
(F12, C12, D12, E12)
Family Cover for one trip plan
(F12, C12, D12, E12)
Multi trip Plan-International
(AF12,AC12)
Cancellation Fees and Lost deposits Unlimited Unlimited Unlimited
Travel Agents fees $4,000 $8,000 $8,000
Overseas Medical and Hospital Unlimited Unlimited Unlimited
Overseas Dental (sub limits apply please see E3) $2,000 $4,000 $2,000
Funeral Expenses Overseas $20,000 $40,000 $20,000
Emergency Expenses Unlimited Unlimited Unlimited
Cash in Hospital $6,000 $12,000 $6,000
Luggage (sub limits apply please see section F) $15,000 $30,000 $15,000
Personal Money $500 $1,000 $500
Resumption of Journey $3,000 $6,000 $3,000
Travel Delay $1,000 $2,000 $1,000
Hijack and Kidnap $2,000 $4,000 $2,000
Special Events,Missed connections $1,500 $3,000 $1,500
Home Help $25,000* $50,000* $25,000*
Accidental Death $10,000 $10,000 $10,000
Your legal liability $2,500,000 $2,500,000 $2,500,00
Rental Vehicle Excess $4,000 $4,000 $4,000
Loss of Income $5,200 $10,400 $5,200
Financial default $10,000 $20,000 $10,000
Combined PDS and Policy Wording Download PDS
Target Market Determination View/Download TMD

* Cover is limited to up to $1,000 each for the accidental death of Your dependent children and grandchildren under 25 years of age travelling with You.

SCHEDULE OF DOMESTIC BENEFITS

  Maximum sum insured per Trip
BENEFITS Single Cover Family Cover
Cancellation Fees and Lost Deposits

$10,000

$20,000

Travel Agents fees $4,000 $8,000
Emergency Expenses (except for G2 and G7) $10,000 $20,000
Luggage $3,000 $6,000
Travel Delay $300 $600
Hijack and Kidnap $10,000 $20,000
Special Events, Missed Connections $2,000 $4,000
Accidental Death $10,000* $20,000*
Accidental Disability $10,000 $10,000
Your Legal Liability $500,000 $1,000,000
Rental Vehicle Excess $4,000 $4,000
Financial Default $10,000 $20,000
Combined PDS and Policy Wording Download PDS
Target Market Determination View/Download TMD

* Cover is limited to up to $1000 each for the accidental death of Your dependent children and grandchildren under 25 years of age travelling with You.

 

 

Domestic Cancellation & Emergency Expenses Benefits

SCHEDULE OF DOMESTIC CANCELLATION AND EMERGENCY EXPENSES PLAN

  Maximum sum insured per Trip
BENEFITS High Plan Low Plan
Cancellation Fees, Lost Deposits and Emergency Expenses $2,000 $1,000
Combined PDS and Policy Wording Download PDS
Target Market Determination View/Download TMD

 

Copyright © 2020

Insurance products and services are provided by AIG Australia Limited, ABN 93 004 727 753, AFSL 381686, trading in Australia as AIG.

The AIG logo is a registered trademark. Any information on this website is general advice and has been prepared without taking into account your objectives, financial situation or needs; you need to consider the appropriateness of the advice in relation to your own needs. You should read and consider the Product Disclosure Statement (PDS) and Policy Wording in light of your personal circumstances, prior to making any decision to acquire the product. 08/00221

Version 6.1.0.919